Payment Options: TRICARE, Out of Pocket, and Superbilling
It is hard to put a price tag on feeling better. Therapy can be a solid investment in your well-being. There are some costs associated with therapy. I do not bill most insurances, except Tricare as an out-of-network provider (With Tricare Prime, (typically no copay) you will need an authorization from your PCM. Tricare Select can self-refer but there may be a small copay. Please check with Tricare regarding your policy).
For those with other insurance besides Tricare, please ask your insurance company Claims Dept if they will reimburse your mental health visits. I will provide you with a monthly Superbill if requested. This document can potentially help you obtain some reimbursement from your medical insurance company. Call them and ask about it!
Payment is required at the time of service. I accept cash, checks, credit or debit cards including HSA debit cards. Please call for current rates.
More About Insurance...
I feel it is wise to be an informed consumer. Please carefully consider all your options. Here is some information you may want to think about:
*When you use insurance to pay for your mental health services, you may be limited in the amount of sessions your insurance will cover. When you pay privately, you can have as many or as few sessions as you want. It's a good idea to discuss it with your therapist and come up with a plan.
* There is no need for a doctor visit or jumping through hoops to get an authorization when you pay privately. You just make an appointment and show up.
* Therapists who bill insurance are required to provide a diagnosis code on the statement. A diagnosis is a label that is stored in your health record and can be shared among insurance bureaus. This could potentially have an affect on your ability to purchase certain types of insurance in the future. When you pay privately, your sensitive information does not need to be shared with insurance bureaus.
Confidentiality is essential in mental health therapy. (The limitations to confidentiality are discussed with each client prior to beginning therapy and questions are encouraged.) It is worthwhile to consider seeing a therapist who accepts private pay. Many people have found therapy to be a valuable and wise investment in their mental health.
Good Faith Estimate
A Good Faith Estimate will be provided at your appointment. It explains how much your medical care will cost. Under the law, health care providers will give patients not using insurance an estimate of the cost for medical items and services.
• Your Good Faith Estimate will indicate the expected cost of your non-emergency items or services.
• Health care providers are responsible for providing you with a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
• If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
• Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-800-985-3059.
